Insurance for Expats and Students

Officially approved by MA35 in Vienna and Valid for residence permit in Austria. 

Know more about Expat Health Insurance For Austria

Stays of up to 6 months

For stays of up to six months (with or without visa) a travel health insurance is usually sufficient. Please bear in mind, however, that it must be valid in Austria and provide sufficient cover for different health issues (covering medical costs of more than 30,000 euros, including guarantee to cover possible recovery and repatriation costs, and it must be valid for the whole duration of your stay in Austria). Travel insurance policies often have to be purchased before travelling to Austria.

Stays of more than 6 months

There are different types of residence permits in Austria:

I) Aufenthaltsbewilligung (temporary stay in Austria for a certain purpose = Temporary Residence Permit)

  • Betriebsentsandter = employee sent TDY (temporary duty)
  • Rotationsarbeitskraft = rotational employee (company representative/manager/executive)
  • Selbsttändiger = self-employment
  • Forscher = researcher (individual doing research work at an Austrian academic, research or educational institution)
  • Künstler = artist (self-employed or employed)
  • Sonderfälle unselbständiger Erwerbstätigkeit = e.g. journalist, guest lecturer, au-pair
  • Student = student attending college/university in Austria
  • Schüler = student attending school (grade 1-12) in Austria


II) Niederlassungsbewilligung (for foreigners who plan to live in Austria for a longer time period = Permanent Residence Permit), i.a:

  • Any purpose, private reasons (e.g. move to Austria in retirement)
  • Employment or self-employment under certain circumstances
  • Family members of aliens living in Austria, family re-unification



Private health insurance

It is also possible to take out private health insurance. The benefits of a private health insurance covering „all risks“ must essentially correspond to that of the national health insurance and not considerably differ from it. It is essential that the insurance does not have any waiting periods, cost caps or exclude certain risks. Moreover, the insurance must pay for medical treatment in Austria directly.

To be recognized as a health insurance covering „all risks“ the relevant insurance company must present a written statement in this regard in addition to the insurance policy. Some insurance companies also provide online Information about respective health insurances that are accepted by the residence authorities, e.g. Care Concept

To get an extra confirmation letter for MA35 Vienna please send us your full name and your insurance number!

We will contact you as soon as possible.

Client services

We are ready to answer your questions .

Kasra Zahedi, BA

Client Service
+43 650 59 00 459
(Deutsch, English, فارسی )


Telefon: +43 2162/21212
Fax: +43 2162 2121 2-99