Insurance for Expats and Students

Officially approved by MA35 in Vienna and Vaild for residence permit in Austria. 

Insurance type

Health insurance for language pupils & students

Insurable persons

Language students, foreign students, doctorates

Age at beginning

12-35 Years

Benefits*

  • Complies with all the requirements for a Schengen visa
  • Outpatient, inpatient and dental treatment
  • repatriation for medical reasons
  • Comfort: Credit note for 1.5 month’s premium if no claims in one insurance year (Premium: 2 month’s premium)

Insurance type

Health insurance abroad for foreign visitors

Insurable persons

Health insurance for foreign visitors in the EU

Age at beginning

0-74 Years

Benefits*

  • Complies with all the requirements for a Schengen visa
  • Outpatient, inpatient and pain-deadening dental treatment
  • repatriation for medical reasons
  • Transportation costs to hospital

Insurance type

Health insurance for expatriates

Insurable persons

Emigrants, expatriates, residents, long trips

Age at beginning

6 – 60 Months

Benefits*

  • Complies with all the requirements for a Schengen visa
  • Outpatient, inpatient and dental treatment
  • Preventive check-ups, therapy and medical aids (Comfort, Premium)
  • Up to 30 days (Basic), 45 days (Comfort), 90 days (Premium) per year insurance cover in own country

Insurance type

Health insurance abroad for foreign visitors with a visa

Insurable persons

Schengen visa for foreign visitors in the EU

Age at beginning

0-74 Years

Benefits*

  • Complies with all the requirements for a Schengen visa
  • Outpatient, inpatient and pain-deadening dental treatment
  • Repatriation for medical reasons
  • Medically prescribed medications, dressings and remedies

Know more about Expat Health Insurance For Austria


Stays of up to 6 months

For stays of up to six months (with or without visa) a travel health insurance is usually sufficient. Please bear in mind, however, that it must be valid in Austria and provide sufficient cover for different health issues (covering medical costs of more than 30,000 euros, including guarantee to cover possible recovery and repatriation costs, and it must be valid for the whole duration of your stay in Austria). Travel insurance policies often have to be purchased before travelling to Austria.

Stays of more than 6 months

There are different types of residence permits in Austria:

I) Aufenthaltsbewilligung (temporary stay in Austria for a certain purpose = Temporary Residence Permit)

  • Betriebsentsandter = employee sent TDY (temporary duty)
  • Rotationsarbeitskraft = rotational employee (company representative/manager/executive)
  • Selbsttändiger = self-employment
  • Forscher = researcher (individual doing research work at an Austrian academic, research or educational institution)
  • Künstler = artist (self-employed or employed)
  • Sonderfälle unselbständiger Erwerbstätigkeit = e.g. journalist, guest lecturer, au-pair
  • Student = student attending college/university in Austria
  • Schüler = student attending school (grade 1-12) in Austria

 

II) Niederlassungsbewilligung (for foreigners who plan to live in Austria for a longer time period = Permanent Residence Permit), i.a:

  • Any purpose, private reasons (e.g. move to Austria in retirement)
  • Employment or self-employment under certain circumstances
  • Family members of aliens living in Austria, family re-unification

 

 

Private health insurance

It is also possible to take out private health insurance. The benefits of a private health insurance covering „all risks“ must essentially correspond to that of the national health insurance and not considerably differ from it. It is essential that the insurance does not have any waiting periods, cost caps or exclude certain risks. Moreover, the insurance must pay for medical treatment in Austria directly.

To be recognized as a health insurance covering „all risks“ the relevant insurance company must present a written statement in this regard in addition to the insurance policy. Some insurance companies also provide online Information about respective health insurances that are accepted by the residence authorities, e.g. Care Concept

To get an extra confirmation letter for MA35 Vienna please send us your full name and your insurance number!

We will contact you as soon as possible.

Client services

We are ready to answer your questions .

Kasra Zahedi, BA

Client Service
kasra.zahedi@m-surance.at
+43 650 59 00 459
(Deutsch, English, فارسی )

Office

Backoffice
E-Mail: office@m-surance.at
Telefon: +43 2162/21212
Fax: +43 2162 2121 2-99